Why should I go to the CSEA when I know the non-residential parent can't pay, or if we've already worked out an arrangement between us?
Even if a non-residential parent can’t pay now, that could change in the future. If the non-residential parent isn’t working now, the CSEA may be able to get a court order requiring that parent to find a job. Also, the CSEA can help your child’s access to other sources of income like inheritances or lottery winnings.
A mutual agreement for support between the two parents could change at either parents deciding since it is not binding from the CSEA or the Court. You want to make sure all future child support is paid in full. And, if the non-residential parent should die, you want to make sure your child has a legal right to support from any estate or is eligible for any social security benefits.