What is the CHIP program and how do I apply?
Some Background - The Community Housing Impact and Preservation (CHIP) Program is a competitive grant program that provides funding to local governments to improve and provide affordable housing repairs and rehabilitation for low- and moderate-income citizens. CHIP funds are distributed to communities in one annual competitive funding round from across the state of Ohio.
On June 16, 2021 Erie County submitted a $1.25 million Community Housing Impact and Preservation Program (CHIP) application to the state of Ohio which will partner Erie County with the cities of Sandusky, Huron and Vermilion. The state of Ohio announced that Erie County was awarded its full request of $1.25 million.
The 2021 CHIP partnership breaks down as follows;
Application Partnership Structure
Erie County $300,000
City of Huron $300,000
City of Vermilion $300,000
City of Sandusky $350,000 * Home
Total $1.25 million
The Application - The CHIP funds will be distributed as follows:
Private Owner-Occupied Rehabilitation- Maximum of $64,000- 12 Units
- Income qualified homeowners
- Code Improvements, Lead Hazard reduction, RRS
- Repairs must meet the Ohio Residential Rehab Standards & HUD Lead Based Paint Standards.
- Funding will be provided as combination deferred and forgivable loans and secured with a lien.
- No Recapture
- Lien- 20 % per year x 5 years = 100% forgiven
Home Repair- Maximum of $18,000 - 21 units
- Home Repair typically address one system. (Leaking roof, furnace, etc.)
- Grant to the eligible homeowner.
Tenant-Based Rental Assistance - $1,000 per unit/ 20 units
- Erie Metropolitan Housing Authority
- Security Deposit
- Targeted to low/moderate income families renting privately-owned units.
- CHIP funds provide the balance of rent to the cooperating landlord.
Habitat for Humanity- $30,000- 1 unit
- Families Must first begin with Habitat and be referred by Habitat
- Max $30,000 toward the acquisition of land, materials or labor
- 10-year forgivable loan
Past Successes - Past CHIP grant awards are as follows:
$8.647 million – total
$720,583.33 average award
The first projects for this program will likely begin in the spring/summer 2018. As noted above, those receiving assistance must qualify financially.
If you have questions please contact:
Timothy C. King, Senior Planner
Erie Regional Planning Commission
2900 Columbus Avenue
Sandusky, Ohio 44870
(419) 627-7524[email protected]How do I get my CHIP or Lead lien release?
The outstanding balance of liens placed on your property for CHIP and Lead work typically declines annually. If you (or your title company) need to know how much you owe, please contact Tim King [email protected]
(419) 627-7524 or Zach Rospert [email protected]