What is the CHIP program and how do I apply?
Some Background - The Community Housing Impact and Preservation (CHIP) Program is a competitive grant program that provides funding to local governments to improve and provide affordable housing repairs and rehabilitation for low- and moderate-income citizens. CHIP funds are distributed to communities in one annual competitive funding round from across the state of Ohio.
On May 5th 2017 Erie County submitted a $1.4 million Community Housing Impact and Preservation Program (CHIP) application to the state of Ohio which will partner Erie County with the cities of Sandusky, Huron and Vermilion. On November 14 2017 the state of Ohio announced that Erie County was awarded its full request of $1.4 million.
The 2017 CHIP partnership breaks down as follows;
Application Partnership Structure
Erie County $450,000
City of Huron $350,000
City of Vermilion $350,000
City of Sandusky $250,000 * Home
Total $1.4 million
The Application - The CHIP funds will be distributed as follows:
Private Owner-Occupied Rehabilitation- Request $740,000 for a min. of 18 units
- 6 County units
- 5 Vermilion
- 4 Huron
- 3 Sandusky
- Repairs must meet the Ohio Residential Rehab Standards & HUD Lead Based Paint Standards.
- Funding will be provided as combination deferred and forgivable loans and secured with a lien.
- To be income eligible applicants must be below 80% of median income.
Home Repair- Request $311,000 owner-occupied home repairs - min. 28 units
- 12 units County
- 8 Vermilion
- 8 Huron
- Sandusky is not eligible
- Home Repair typically address one system.
- Grant to the eligible homeowner.
Tenant-Based Rental Assistance - Request $18,000 for a min. of 18 households
- 10 units County residents
- 8 units City residents
- Targeted to low/moderate income families renting privately-owned units.
- Incomes must be below 60% of area median.
- Renters pay 30% of their monthly income on rent/utilities.
- CHIP funds provide the balance of rent to the cooperating landlord.
Rental Home Repairs- Request $34,000
- 4 units - 2 in Vermilion and 2 in Huron
- Rented to low income tenants
- Landlord provides 50% of construction costs
- Addresses one system
- Assistance would be provided as a two-year forgivable loan to the property owner,
with an agreement to rent and occupancy limitations for two years.
Rental Rehabilitation- Request $107,000
- 2 units in Sandusky and 2 in Huron rented to low income tenants
- Participating owners will provide 50% of construction costs
- Typically addresses all the systems
- Ten-year forgivable loan to the property owner – 10% each yr.
- Agreement to LMI rent and occupancy limitations for ten years
Habitat for Humanity- Request $22,000
- Habitat will bring additional resources and
- identify the CHIP eligible buyer
- One new construction in Sandusky
Past Successes - Past CHIP grant awards are as follows:
$1.4 million 2017
$6.147 million – total
$614,700 average award
The first projects for this program will likely begin in the spring/summer 2018. As noted above, those receiving assistance must qualify financially.
How To Apply
- If you or someone you know needs home rehabilitation assistance but can’t afford it an application for assistance can be obtained by contacting the Planning Commission office at (419) 627-7524 or online at the following; http://www.wsos.org/program_details.php?id=24
If you have questions please contact:
Timothy C. King, Senior Planner
Erie Regional Planning Commission
2900 Columbus Avenue
Sandusky, Ohio 44870
(419) email@example.comHow do I get my CHIP or Lead lien release?
The outstanding balance of liens placed on your property for CHIP and Lead work typically declines annually. If you (or your title company) need to know how much you owe, please contact Tim King firstname.lastname@example.org
(419) 627-7524 or Zach Rospert email@example.com